Can I pay monthly for a new boiler with a bad credit history?

At Hassle Free Boilers we perform a soft credit check in some cases for customers who want to pay monthly for a new A rated boiler with either no deposit or only a part of the total down payment.

Don’t be put off from getting a quote from us if you have not got a perfect credit history. Many people pass the credit check even with our three step soft credit check for a pay monthly new boiler. To make it easier for you we have compiled information about each step of the credit check. In order to make you aware of which credit checks we perform, they are as follows:

IVA (Individual Voluntary Arrangement)

An IVA is a contractual agreement between you and your creditors (the people you owe money to) to repay your outstanding debts, either in full or in part. They are contractual because they have to be administered by a licensed insolvency practitioner, who is usually a qualified lawyer or accountant. A default on an IVA will appear on your credit report for a minimum of six years from the date of the arrangement and longer if the arrangement lasts more than six years.

CCJ (County Court Judgement)

If you get a county court judgment (CCJ) or a high court judgement, it will stay on the Register of Judgements, Orders and Fines for 6 years. Therefore, if you have a judgement we might not be able to provide you with a no deposit, pay monthly boiler.


Bankruptcy is a legal status that usually lasts for a year. However, it will stay on your credit report for seven years.

Boiler Quote with Bad Credit History

If you believe that one of the above applies to your credit history, please don’t be put off from getting a quote from our boiler experts. We understand that there are different situations and circumstances where bad credit can be implemented therefore do not underestimate your ability to getting a new boiler on pay money basis.

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