At Hassle Free Boilers we can perform a soft credit check for customers who want to pay monthly for a new boiler, who may not have a perfect credit history. And we offer options with or without a deposit too.
Even if you haven’t got a perfect credit history, but you’re looking for a new boiler, it’s still worth getting a quote from us. Lots of people are approved for a new pay-monthly boiler with our affordability credit check. A soft credit check does won’t appear on your credit history or impact your credit score.
If any of these apply to you, we would still recommend getting a quote:
IVA (Individual Voluntary Arrangement)
An IVA is a contractual agreement between you and your creditors (the people you owe money to) to repay your outstanding debts, either in full or in part. They are contractual because they have to be administered by a licensed insolvency practitioner, who is usually a qualified lawyer or accountant. A default on an IVA will appear on your credit report for a minimum of six years from the date of the arrangement and longer if the arrangement lasts more than six years.
CCJ (County Court Judgement)
If you get a county court judgment (CCJ) or a high court judgement, it will stay on the Register of Judgements, Orders and Fines for 6 years. Therefore, if you have a judgement we might not be able to provide you with a no deposit, pay monthly boiler.
Bankruptcy is a legal status that usually lasts for a year. However, it will stay on your credit report for seven years.
Boiler Quote with Bad Credit History
If you believe that one of the above applies to your credit history, please don’t be put off from getting a quote from our boiler experts. Our soft credit checks won’t affect your credit score and you could still be approved for a new boiler.